Adventurers can end up owning businesses that have nothing to do with delving into dungeons or saving the world. A character might inherit a smithy, or the party might be given a parcel of farmland or a tavern as a reward. If they hold on to the business, they might feel obliged to spend time between adventures maintaining the venture and making sure it runs smoothly.
A character rolls percentile dice and adds the number of days spent on this downtime activity (maximum 30), then compares the total to the Running a Business table to determine what happens.
If the character is required to pay a cost as a result of rolling on this table but fails to do so, the business begins to fail. For each unpaid debt incurred in this manner, the character takes a −10 penalty to subsequent rolls made on this table.
Running a Business
| d100 + Days | Result |
|---|
| 01–20 | You must pay one and a half times the business’s maintenance cost for each of the days. |
| 21–30 | You must pay the business’s full maintenance cost for each of the days. |
| 31–40 | You must pay half the business’s maintenance cost for each of the days. Profits cover the other half. |
| 41–60 | The business covers its own maintenance cost for each of the days. |
| 61–80 | The business covers its own maintenance cost for each of the days. It earns a profit of 1d6 × 5 gp. |
| 81–90 | The business covers its own maintenance cost for each of the days. It earns a profit of 2d8 × 5 gp. |
| 91 or higher | The business covers its own maintenance cost for each of the days. It earns a profit of 3d10 × 5 gp. |
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